@charset "utf-8";
/* CSS Document */

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
          }
          
          /* Footer */
          .footer {
            background: var(--brand);
            color: var(--text-light);
            padding: 3rem 0 2rem;
            border-top: 1px solid rgba(255, 255, 255, 0.1);
            position: relative;
            overflow: hidden;
          }
          
          .footer::before {
            content: '';
            position: absolute;
            inset: 0;
            background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="footer-grid" width="12" height="12" patternUnits="userSpaceOnUse"><path d="M 12 0 L 0 0 0 12" fill="none" stroke="rgba(255,255,255,0.05)" stroke-width="0.5"/></pattern></defs><rect width="100" height="100" fill="url(%23footer-grid)"/></svg>');
            opacity: 0.4;
          }
          
          .footer::after {
            content: '';
            position: absolute;
            inset: 0;
            background:
              radial-gradient(circle at 20% 80%, rgba(99,102,241,0.1) 0%, transparent 50%),
              radial-gradient(circle at 80% 20%, rgba(139,92,246,0.08) 0%, transparent 50%);
          }
          
          /* === Layout: 3 columns on desktop, stacked on mobile === */
          .footer-content {
            display: grid;
            grid-template-columns: 1fr auto 1fr;   /* left | center | right */
            align-items: center;
            gap: 1.25rem;
            position: relative;
            z-index: 2;
          }
          
          /* columns */
          .footer-left p {
            color: rgba(255, 255, 255, 0.7);
            font-size: 0.9rem;
            margin: 0;
          }
          
          .footer-center {
            text-align: center;
          }
          
          .footer-contact {
            display: inline-flex;
            gap: 1.25rem;
            align-items: center;
            flex-wrap: wrap;
            font-size: 0.95rem;
          }
          
          .footer-contact a {
            color: rgba(255, 255, 255, 0.9);
            text-decoration: none;
            transition: opacity 0.2s ease;
          }
          
          .footer-contact a:hover { opacity: 1; }
          
          /* right-side links */
          .footer-right {
            display: flex;
            justify-content: flex-end;
            gap: 1.25rem;
            flex-wrap: wrap;
          }
          
          .footer-right a {
            color: rgba(255, 255, 255, 0.7);
            text-decoration: none;
            font-size: 0.9rem;
            transition: all 0.3s ease;
            position: relative;
          }
          
          .footer-right a:hover {
            color: var(--text-light);
            transform: translateY(-1px);
          }
          
          /* === Responsive === */
          @media (max-width: 992px) {
            .footer-content {
              grid-template-columns: 1fr;          /* stack */
              text-align: center;
              gap: 1.5rem;
            }
            .footer-right { justify-content: center; }
          }
          
          @media (max-width: 480px) {
            .footer-contact {
              flex-direction: column;
              gap: 0.5rem;
            }
            .footer-right {
              flex-direction: column;
              gap: 0.75rem;
            }
          }
          

        :root {
            --primary-color: black;
            --secondary-color: #8b5cf6;
            --accent-color: #f59e0b;
            --accent-pink: #ec4899;
            --accent-cyan: #06b6d4;
            --text-primary: #0f172a;
            --text-secondary: #64748b;
            --text-light: #ffffff;
            --bg-primary: #ffffff;
            --bg-secondary: #f8fafc;
            --bg-dark: #0f172a;
            --bg-card: rgba(255, 255, 255, 0.95);
            --gradient-primary: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
            --gradient-secondary: linear-gradient(135deg, #f093fb 0%, #f5576c 100%);
            --gradient-tertiary: linear-gradient(135deg, #4facfe 0%, #00f2fe 100%);
            --heading: #0f172a;
            --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
            --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
            --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
            --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
            --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
            --glass: rgba(255, 255, 255, 0.15);
            --glass-border: rgba(255, 255, 255, 0.2);
            --nav-h: 80px;
        }

        body {
            font-family: 'Segoe UI', 'Roboto', 'Helvetica Neue', 'Arial', sans-serif;
            line-height: 1.7;
            color: var(--text-primary);
            scroll-behavior: smooth;
            overflow-x: hidden;
            background: var(--bg-primary);
        }

        /* Navigation */
        nav {
            position: fixed;
            top: 0;
            width: 100%;
            background: white;
            backdrop-filter: blur(20px);
            z-index: 1000;
            padding: 1rem 0;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            border-bottom: 1px solid rgba(255, 255, 255, 0.1);
        }

        nav { z-index: 3000; }

        nav.scrolled {
            background: rgba(255, 255, 255, 0.98);
            box-shadow: var(--shadow-lg);
            padding: 0.75rem 0;
        }

        .nav-container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 2rem;
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .logo {
            height: 70px
        }

        .nav-links {
            display: flex;
            list-style: none;
            gap: 2.5rem;
            align-items: center;
        }

        .nav-links a {
            text-decoration: none;
            color: var(--text-primary);
            font-weight: 500;
            font-size: 0.95rem;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            position: relative;
            padding: 0.5rem 0;
        }

        .nav-links a:hover {
            color: var(--primary-color);
            transform: translateY(-1px);
        }

        .nav-links a::after {
            content: '';
            position: absolute;
            width: 0;
            height: 2px;
            bottom: 0;
            left: 50%;
            background: var(--brand);
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            transform: translateX(-50%);
            border-radius: 1px;
        }

        .nav-links a:hover::after {
            width: 100%;
        }

        /* Mobile Menu */
        .mobile-menu-toggle {
            display: none;
            flex-direction: column;
            cursor: pointer;
            padding: 0.5rem;
            z-index: 1001;
        }

        .hamburger {
            width: 25px;
            height: 3px;
            background: var(--text-primary);
            margin: 3px 0;
            transition: all 0.3s ease;
            border-radius: 1px;
        }

        .mobile-menu-toggle.active .hamburger:nth-child(1) {
            transform: rotate(-45deg) translate(-5px, 6px);
        }

        .mobile-menu-toggle.active .hamburger:nth-child(2) {
            opacity: 0;
        }

        .mobile-menu-toggle.active .hamburger:nth-child(3) {
            transform: rotate(45deg) translate(-5px, -6px);
        }

.mobile-menu{
  position: fixed;
  inset: 0;                      /* full screen */
  background: #000;
  z-index: 2000;                 /* below the header */

  /* leave room for the header */
  padding-top: var(--nav-h);
  padding-bottom: env(safe-area-inset-bottom);

  /* scroll if content is taller than the viewport */
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;

  /* slide-in behaviour (use transform, not right:) */
  transform: translateX(100%);
  transition: transform .4s cubic-bezier(.4,0,.2,1);

  /* content from the top, not vertically centered */
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  align-items: center;
}

        .mobile-menu.active {
            right: 0;
        }

        .mobile-nav-links {
            list-style: none;
            text-align: center;
        }

        .mobile-nav-links li {
            margin: 2rem 0;
            opacity: 0;
            transform: translateY(30px);
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
        }

        .mobile-menu.active .mobile-nav-links li {
            opacity: 1;
            transform: translateY(0);
        }

        .mobile-menu.active .mobile-nav-links li:nth-child(1) { transition-delay: 0.1s; }
        .mobile-menu.active .mobile-nav-links li:nth-child(2) { transition-delay: 0.2s; }
        .mobile-menu.active .mobile-nav-links li:nth-child(3) { transition-delay: 0.3s; }
        .mobile-menu.active .mobile-nav-links li:nth-child(4) { transition-delay: 0.4s; }

        .mobile-nav-links a {
            font-family: 'Segoe UI', 'Roboto', 'Helvetica Neue', 'Arial', sans-serif;
            font-size: 2.5rem;
            font-weight: 500;
            color: var(--text-light);
            text-decoration: none;
            transition: all 0.3s ease;
            background: white;
            -webkit-background-clip: text;
            background-clip: text;
            -webkit-text-fill-color: transparent;
        }

        .mobile-menu.active{ transform: translateX(0); }

        .mobile-nav-links a:hover {
            transform: scale(1.05);
        }

        /* Hero Section */
        .hero {
            height: 100vh;
            display: flex;
            align-items: center;
            justify-content: center;
            position: relative;
            overflow: hidden;
            background-image: linear-gradient(
                rgba(0, 0, 0, 0.2),   /* black with 50% opacity */
                rgba(0, 0, 0, 0.2)
              ), url(./images/HomeCover.png);
            background-repeat: no-repeat;
            background-size: cover;
            background-position: center;
        }

        .hero::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="grid" width="10" height="10" patternUnits="userSpaceOnUse"><path d="M 10 0 L 0 0 0 10" fill="none" stroke="rgba(255,255,255,0.1)" stroke-width="0.5"/></pattern></defs><rect width="100" height="100" fill="url(%23grid)"/></svg>');
            animation: float 25s ease-in-out infinite;
            opacity: 0.7;
        }

        .hero::after {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: radial-gradient(circle at 20% 80%, rgba(255, 255, 255, 0.1) 0%, transparent 50%),
                        radial-gradient(circle at 80% 20%, rgba(255, 255, 255, 0.1) 0%, transparent 50%);
            animation: pulse 4s ease-in-out infinite alternate;
        }

        /* Floating Shapes */
        .floating-shapes {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            pointer-events: none;
            z-index: 1;
        }

        .shape {
            position: absolute;
            background: rgba(255, 255, 255, 0.1);
            border-radius: 50%;
        }

        .shape-1 {
            width: 80px;
            height: 80px;
            top: 20%;
            left: 10%;
            animation: floatShape1 20s ease-in-out infinite;
        }

        .shape-2 {
            width: 120px;
            height: 120px;
            top: 60%;
            right: 15%;
            background: rgba(255, 255, 255, 0.08);
            animation: floatShape2 25s ease-in-out infinite reverse;
        }

        .shape-3 {
            width: 60px;
            height: 60px;
            top: 30%;
            right: 25%;
            background: rgba(255, 255, 255, 0.12);
            animation: floatShape3 18s ease-in-out infinite;
        }

        .shape-4 {
            width: 100px;
            height: 100px;
            bottom: 25%;
            left: 20%;
            background: rgba(255, 255, 255, 0.06);
            border-radius: 20px;
            animation: floatShape4 22s ease-in-out infinite;
        }

        .shape-5 {
            width: 40px;
            height: 40px;
            top: 15%;
            right: 40%;
            background: rgba(255, 255, 255, 0.15);
            animation: floatShape5 16s ease-in-out infinite reverse;
        }

        .shape-6 {
            width: 140px;
            height: 140px;
            bottom: 15%;
            right: 10%;
            background: rgba(255, 255, 255, 0.04);
            border-radius: 30px;
            animation: floatShape6 28s ease-in-out infinite;
        }

        @keyframes floatShape1 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            25% { transform: translateY(-30px) translateX(20px) rotate(90deg); }
            50% { transform: translateY(-15px) translateX(-10px) rotate(180deg); }
            75% { transform: translateY(-40px) translateX(15px) rotate(270deg); }
        }

        @keyframes floatShape2 {
            0%, 100% { transform: translateY(0px) translateX(0px) scale(1); }
            33% { transform: translateY(25px) translateX(-20px) scale(1.1); }
            66% { transform: translateY(-20px) translateX(25px) scale(0.9); }
        }

        @keyframes floatShape3 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            50% { transform: translateY(-25px) translateX(-30px) rotate(180deg); }
        }

        @keyframes floatShape4 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            25% { transform: translateY(20px) translateX(-15px) rotate(45deg); }
            50% { transform: translateY(-10px) translateX(30px) rotate(90deg); }
            75% { transform: translateY(15px) translateX(-20px) rotate(135deg); }
        }

        @keyframes floatShape5 {
            0%, 100% { transform: translateY(0px) translateX(0px) scale(1); }
            50% { transform: translateY(-35px) translateX(20px) scale(1.2); }
        }

        @keyframes floatShape6 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            33% { transform: translateY(-15px) translateX(10px) rotate(60deg); }
            66% { transform: translateY(10px) translateX(-25px) rotate(120deg); }
        }

        @keyframes float {
            0%, 100% { transform: translateY(0px) rotate(0deg); }
            50% { transform: translateY(-20px) rotate(1deg); }
        }

        @keyframes pulse {
            0% { opacity: 0.5; }
            100% { opacity: 0.8; }
        }

        .hero-content {
            text-align: center;
            color: var(--text-light);
            z-index: 2;
            position: relative;
            max-width: 900px;
            padding: 0 2rem;
            margin-top: 10%;
        }

        .hero-subtitle {
            font-size: 1.1rem;
            font-weight: 500;
            letter-spacing: 2px;
            text-transform: uppercase;
            opacity: 0;
            transform: translateY(30px);
            animation: fadeInUp 1s ease 0.2s forwards;
            margin-bottom: 1rem;
            color: rgba(255, 255, 255, 0.8);
        }

        .hero h1 {
            font-family: 'Segoe UI', 'Roboto', 'Helvetica Neue', 'Arial', sans-serif;
            font-size: 5rem;
            font-weight: 700;
            margin-bottom: 1.5rem;
            opacity: 0;
            transform: translateY(30px);
            animation: fadeInUp 1s ease 0.4s forwards;
            line-height: 1.1;
            letter-spacing: -1px;
        }

        .hero .subtitle {
            font-size: 1.3rem;
            margin-bottom: 3rem;
            opacity: 0;
            transform: translateY(30px);
            animation: fadeInUp 1s ease 0.6s forwards;
            color: rgba(255, 255, 255, 0.9);
            font-weight: 400;
            max-width: 600px;
            margin-left: auto;
            margin-right: auto;
        }

        .cta-button {
            display: inline-block;
            padding: 1.2rem 3rem;
            background: rgba(255, 255, 255, 0.2);
            color: var(--text-light);
            text-decoration: none;
            border-radius: 50px;
            font-weight: 600;
            font-size: 1rem;
            transform: translateY(30px);
            opacity: 0;
            animation: fadeInUp 1s ease 0.8s forwards;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            border: 2px solid rgba(255, 255, 255, 0.3);
            backdrop-filter: blur(10px);
            letter-spacing: 0.5px;
        }

        .cta-button:hover {
            transform: translateY(-3px);
            background: rgba(255, 255, 255, 0.25);
            box-shadow: 0 20px 40px rgba(0, 0, 0, 0.2);
            border-color: rgba(255, 255, 255, 0.4);
        }

        @keyframes fadeInUp {
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* Scroll Indicator */
        .scroll-indicator {
            position: absolute;
            bottom: 40px;
            left: 50%;
            transform: translateX(-50%);
            width: 30px;
            height: 50px;
            border: 2px solid rgba(255, 255, 255, 0.6);
            border-radius: 25px;
            cursor: pointer;
            transition: all 0.3s ease;
        }

        .scroll-indicator:hover {
            border-color: rgba(255, 255, 255, 0.9);
        }

        .scroll-indicator::before {
            content: '';
            position: absolute;
            top: 10px;
            left: 50%;
            width: 6px;
            height: 6px;
            background: rgba(255, 255, 255, 0.8);
            border-radius: 50%;
            transform: translateX(-50%);
            animation: scroll 2s infinite;
        }

        @keyframes scroll {
            0% { transform: translateX(-50%) translateY(0); opacity: 1; }
            100% { transform: translateX(-50%) translateY(20px); opacity: 0; }
        }

        /* Section Styles */
        section {
            padding: 8rem 0;
        }

        .container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 0 2rem;
            padding-bottom: 4em;
        }

        .section-title {
            text-align: center;
            font-family: 'Segoe UI', 'Roboto', 'Helvetica Neue', 'Arial', sans-serif;
            font-size: 3.5rem;
            font-weight: 600;
            margin-bottom: 4rem;
            background: var(--heading);
            -webkit-background-clip: text;
            background-clip: text;
            -webkit-text-fill-color: transparent;
            letter-spacing: -1px;
            position: relative;
        }

        .section-title::after {
            content: '';
            position: absolute;
            width: 50%;
            height: 4px;
            background: var(--brand);
            bottom: -20px;
            left: 50%;
            transform: translateX(-50%);
            border-radius: 2px;
        }

        /* About Section */
        .about {
            background: var(--bg-secondary);
            position: relative;
        }

        .about::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: radial-gradient(circle at 10% 20%, rgba(99, 102, 241, 0.05) 0%, transparent 50%);
        }

        .about-content {
            display: grid;

            grid-template-columns: 1fr 1.5fr;
            gap: 6rem;
            align-items: center;
            position: relative;
        }

        .about-image {
            width: 100%;
            height: 500px;
            background: url('images/smiling-girl-computer-desktop.jpg') center/cover;
            border-radius: 30px;
            position: relative;
            overflow: hidden;
            box-shadow: var(--shadow-2xl);
            transform: rotate(-2deg);
            transition: transform 0.4s ease;
        }

        .about-image:hover {
            transform: rotate(0deg) scale(1.02);
        }

        .about-image::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: linear-gradient(135deg, rgba(99, 102, 241, 0.3) 0%, rgba(139, 92, 246, 0.2) 100%);
            transition: opacity 0.3s ease;
        }

        .about-image:hover::before {
            opacity: 0.7;
        }

        .about-text h3 {
            font-family: 'Segoe UI', 'Roboto', 'Helvetica Neue', 'Arial', sans-serif;
            font-size: 2.5rem;
            margin-bottom: 2rem;
            color: var(--text-primary);
            font-weight: 500;
            line-height: 1.3;
        }

        .about-text p {
            font-size: 1.1rem;
            color: var(--text-secondary);
            margin-bottom: 2rem;
            line-height: 1.8;
        }

        .skills {
            display: flex;
            gap: 1rem;
            flex-wrap: wrap;
            margin-top: 3rem;
        }

        .skill-tag {
            padding: 0.75rem 1.5rem;
            background: var(--bg-card);
            color: var(--primary-color);
            border-radius: 30px;
            font-size: 0.9rem;
            font-weight: 600;
            border: 1px solid rgba(99, 102, 241, 0.2);
            transition: all 0.3s ease;
            backdrop-filter: blur(10px);
        }

        .skill-tag:hover {
            background: var(--primary-color);
            color: var(--text-light);
            transform: translateY(-2px);
            box-shadow: var(--shadow-lg);
        }

        /* mortgages Section */
        .mortgages {
            background: var(--bg-primary);
        }

        .mortgages-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 3rem;
            /* margin-top: 2rem; */
        }

        .mortgages-item {
            background: var(--bg-card);
            border-radius: 25px;
            overflow: hidden;
            box-shadow: var(--shadow-lg);
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            transform: translateY(20px);
            opacity: 0;
            border: 1px solid rgba(255, 255, 255, 0.2);
            backdrop-filter: blur(10px);
        }

        .mortgages-item.animate {
            transform: translateY(0);
            opacity: 1;
        }

        .mortgages-item:hover {
            transform: translateY(-15px);
            box-shadow: var(--shadow-2xl);
        }

        .mortgages-image {
            width: 100%;
            height: 180px;
            background: var(--gradient-primary);
            position: relative;
            overflow: hidden;
            background-size: cover;
            background-position: center;
        }

        .mortgages-item:nth-child(1) .mortgages-image {
            background-image: url('images/working-business-women.jpg');
        }

        .mortgages-item:nth-child(2) .mortgages-image {
            background-image: url('images/computer-desk-stickers.jpg');
        }

        .mortgages-item:nth-child(3) .mortgages-image {
            background-image: url('images/curved-display-pinky-girl.jpg');
        }

        .mortgages-item:nth-child(4) .mortgages-image {
            background-image: url('images/dashboard-interfaces-transparent-displays.jpg');
        }

        .mortgages-item:nth-child(5) .mortgages-image {
            background-image: url('images/marketing-strategy-women.jpg');
        }

        .mortgages-item:nth-child(6) .mortgages-image {
            background-image: url('images/mortgages-website-girl.jpg');
        }

        .mortgages-image::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: linear-gradient(135deg, rgba(0, 0, 0, 0.3) 0%, rgba(0, 0, 0, 0.1) 100%);
            transition: all 0.3s ease;
        }

        .mortgages-item:hover .mortgages-image::before {
            background: linear-gradient(135deg, rgba(99, 102, 241, 0.4) 0%, rgba(139, 92, 246, 0.3) 100%);
        }

        .mortgages-content {
            padding: 2rem;
        }

        .mortgages-content h4 {
            font-family: 'Segoe UI', 'Roboto', 'Helvetica Neue', 'Arial', sans-serif;
            font-size: 1.5rem;
            margin-bottom: 1rem;
            color: var(--text-primary);
            font-weight: 600;
        }

        .mortgages-content p {
            color: var(--text-secondary);
            margin-bottom: 1.5rem;
            line-height: 1.7;
        }

        .mortgages-tech {
            display: flex;
            gap: 0.75rem;
            flex-wrap: wrap;
        }

        .tech-tag {
            padding: 0.4rem 1rem;
            background: var(--bg-secondary);
            color: var(--text-secondary);
            border-radius: 20px;
            font-size: 0.85rem;
            font-weight: 500;
            transition: all 0.3s ease;
        }

        .tech-tag:hover {
            background: var(--primary-color);
            color: var(--text-light);
        }

        /* Contact Section */
        .contact {
            background: black;
            color: var(--text-light);
            position: relative;
            overflow: hidden;
        }

        .contact::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 100"><defs><pattern id="contact-grid" width="8" height="8" patternUnits="userSpaceOnUse"><path d="M 8 0 L 0 0 0 8" fill="none" stroke="rgba(255,255,255,0.08)" stroke-width="0.5"/></pattern></defs><rect width="100" height="100" fill="url(%23contact-grid)"/></svg>');
            animation: contactFloat 30s ease-in-out infinite;
            opacity: 0.6;
        }

        .contact::after {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: radial-gradient(circle at 25% 75%, rgba(255, 255, 255, 0.08) 0%, transparent 50%),
                        radial-gradient(circle at 75% 25%, rgba(255, 255, 255, 0.06) 0%, transparent 50%),
                        radial-gradient(circle at 50% 50%, rgba(139, 92, 246, 0.1) 0%, transparent 70%);
            animation: contactPulse 6s ease-in-out infinite alternate;
        }

        /* Contact Floating Shapes */
        .contact-floating-shapes {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            pointer-events: none;
            z-index: 1;
        }

        .contact-shape {
            position: absolute;
            background: rgba(255, 255, 255, 0.08);
            border-radius: 50%;
        }

        .contact-shape-1 {
            width: 70px;
            height: 70px;
            top: 15%;
            left: 8%;
            animation: contactFloatShape1 24s ease-in-out infinite;
        }

        .contact-shape-2 {
            width: 110px;
            height: 110px;
            top: 65%;
            right: 12%;
            background: rgba(255, 255, 255, 0.06);
            animation: contactFloatShape2 28s ease-in-out infinite reverse;
        }

        .contact-shape-3 {
            width: 55px;
            height: 55px;
            top: 25%;
            right: 30%;
            background: rgba(255, 255, 255, 0.1);
            animation: contactFloatShape3 20s ease-in-out infinite;
        }

        .contact-shape-4 {
            width: 90px;
            height: 90px;
            bottom: 20%;
            left: 18%;
            background: rgba(255, 255, 255, 0.05);
            border-radius: 25px;
            animation: contactFloatShape4 26s ease-in-out infinite;
        }

        .contact-shape-5 {
            width: 35px;
            height: 35px;
            top: 12%;
            right: 45%;
            background: rgba(255, 255, 255, 0.12);
            animation: contactFloatShape5 18s ease-in-out infinite reverse;
        }

        .contact-shape-6 {
            width: 130px;
            height: 130px;
            bottom: 12%;
            right: 8%;
            background: rgba(255, 255, 255, 0.04);
            border-radius: 35px;
            animation: contactFloatShape6 32s ease-in-out infinite;
        }

        @keyframes contactFloatShape1 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            25% { transform: translateY(-25px) translateX(15px) rotate(90deg); }
            50% { transform: translateY(-10px) translateX(-8px) rotate(180deg); }
            75% { transform: translateY(-35px) translateX(12px) rotate(270deg); }
        }

        @keyframes contactFloatShape2 {
            0%, 100% { transform: translateY(0px) translateX(0px) scale(1); }
            33% { transform: translateY(20px) translateX(-15px) scale(1.05); }
            66% { transform: translateY(-15px) translateX(20px) scale(0.95); }
        }

        @keyframes contactFloatShape3 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            50% { transform: translateY(-20px) translateX(-25px) rotate(180deg); }
        }

        @keyframes contactFloatShape4 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            25% { transform: translateY(15px) translateX(-12px) rotate(30deg); }
            50% { transform: translateY(-8px) translateX(25px) rotate(60deg); }
            75% { transform: translateY(12px) translateX(-18px) rotate(90deg); }
        }

        @keyframes contactFloatShape5 {
            0%, 100% { transform: translateY(0px) translateX(0px) scale(1); }
            50% { transform: translateY(-30px) translateX(15px) scale(1.15); }
        }

        @keyframes contactFloatShape6 {
            0%, 100% { transform: translateY(0px) translateX(0px) rotate(0deg); }
            33% { transform: translateY(-12px) translateX(8px) rotate(45deg); }
            66% { transform: translateY(8px) translateX(-20px) rotate(90deg); }
        }

        @keyframes contactFloat {
            0%, 100% { transform: translateY(0px) rotate(0deg); }
            33% { transform: translateY(-15px) rotate(0.5deg); }
            66% { transform: translateY(-10px) rotate(-0.5deg); }
        }

        @keyframes contactPulse {
            0% { opacity: 0.4; }
            100% { opacity: 0.7; }
        }

        .contact-content {
            text-align: center;
            max-width: 700px;
            margin: 0 auto;
            position: relative;
            z-index: 10;
        }

        .contact .section-title {
            color: var(--text-light);
            background: linear-gradient(135deg, #ffffff 0%, #e2e8f0 100%);
            -webkit-background-clip: text;
            background-clip: text;
            -webkit-text-fill-color: transparent;
        }

        .contact-form {
            display: grid;
            gap: 2rem;
            margin-top: 3rem;
        }

        .form-row {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2rem;
        }

        .form-group {
            display: grid;
            gap: 0.75rem;
            text-align: left;
        }

        .form-group label {
            font-weight: 500;
            color: rgba(255, 255, 255, 0.9);
            font-size: 0.9rem;
        }

        .form-group input,
        .form-group textarea {
            padding: 1.2rem;
            border: 1px solid rgba(255, 255, 255, 0.2);
            border-radius: 15px;
            background: rgba(255, 255, 255, 0.08);
            color: var(--text-light);
            font-family: 'Segoe UI', 'Roboto', 'Helvetica Neue', 'Arial', sans-serif;
            font-size: 1rem;
            font-weight: 400;
            transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
            backdrop-filter: blur(10px);
            resize: vertical;
        }

        .form-group input:focus,
        .form-group textarea:focus {
            outline: none;
            background: rgba(255, 255, 255, 0.12);
            border-color: var(--primary-color);
            box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.1);
        }

        .form-group input::placeholder,
        .form-group textarea::placeholder {
            color: rgba(255, 255, 255, 0.5);
        }

        .submit-btn {
            padding: 1.2rem 3rem;
            background: var(--brand);
            color: var(--text-light);
            border: none;
            border-radius: 50px;
            font-size: 1rem;
            font-weight: 600;
            cursor: pointer;
            transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
            margin-top: 1rem;
            letter-spacing: 0.5px;
        }

        .submit-btn:hover {
            transform: translateY(-3px);
            box-shadow: 0 20px 40px white;
        }

        /* Animation Classes */
        .fade-in {
            opacity: 0;
            transform: translateY(40px);
            transition: all 0.8s cubic-bezier(0.4, 0, 0.2, 1);
        }

        .fade-in.animate {
            opacity: 1;
            transform: translateY(0);
        }

        .slide-in-left {
            opacity: 0;
            transform: translateX(-60px);
            transition: all 0.8s cubic-bezier(0.4, 0, 0.2, 1);
        }

        .slide-in-left.animate {
            opacity: 1;
            transform: translateX(0);
        }

        .slide-in-right {
            opacity: 0;
            transform: translateX(60px);
            transition: all 0.8s cubic-bezier(0.4, 0, 0.2, 1);
        }

        .slide-in-right.animate {
            opacity: 1;
            transform: translateX(0);
        }

        /* Mobile Responsiveness */
        @media (max-width: 1024px) {
            .mortgages-grid {
                grid-template-columns: repeat(2, 1fr);
                gap: 2rem;
            }

            .about-content {
                grid-template-columns: 1fr;
                gap: 4rem;
            }

            .hero h1 {
                font-size: 4rem;
            }
        }

        @media (max-width: 768px) {
            .nav-links {
                display: none;
            }

            .mobile-menu-toggle {
                display: flex;
            }

            .hero h1 {
                font-size: 3rem;
            }

            .hero .subtitle {
                font-size: 1.1rem;
            }

            .section-title {
                font-size: 2.5rem;
            }

            .mortgages-grid {
                grid-template-columns: 1fr;
            }

            .container {
                padding: 0 1.5rem;
            }

            section {
                padding: 5rem 0;
            }

            .form-row {
                grid-template-columns: 1fr;
                gap: 1.5rem;
            }

            .about-text h3 {
                font-size: 2rem;
            }

            .skills {
                margin-top: 2rem;
            }
        }

        @media (max-width: 480px) {
            .hero h1 {
                font-size: 2.5rem;
            }

            .section-title {
                font-size: 2rem;
            }

            .nav-container {
                padding: 0 1rem;
            }

            .container {
                padding: 0 1rem;
            }
        }

        :root{
            --brand: #051f45;        /* icon/accents */
            --text: #27303a;
            --muted: #5a6b7a;
            --card-bg: #ffffff;
          }
          
          .services{
            display:grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 3rem;
            align-items:start;
            max-width: 1200px;
            margin: 0 auto;
            padding: 3rem 1rem;
          }
          
          .service{
            text-align:center;
            background: var(--card-bg);
            padding: 1.5rem;
            border-radius: 1rem;
            box-shadow: 0 6px 20px rgba(0,0,0,.06);
            transition: transform .2s ease, box-shadow .2s ease;
          }
          
          .service:hover{
            transform: translateY(-4px);
            box-shadow: 0 10px 26px rgba(0,0,0,.08);
          }
          
          .icon{
            width: 56px;
            height: 56px;
            margin: 0 auto 1rem;
            color: var(--brand);
            display:block;
          }
          
          .service h3{
            font-size: 1.05rem;
            letter-spacing: .04em;
            text-transform: uppercase;
            color: var(--text);
            margin: .25rem 0 .75rem;
          }
          
          .service p{
            color: var(--muted);
            line-height: 1.6;
            font-size: .98rem;
            margin: 0 auto;
            max-width: 32ch;
          }
          
        /* Desktop / tablet */
        .services {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
            align-items: stretch;   /* makes all boxes equal height */
          }
          
          .service {
            background: #fff;
            padding: 1.5rem;
            border-radius: 1rem;
            box-shadow: 0 6px 20px rgba(0,0,0,.06);
            display: flex;
            flex-direction: column;
            justify-content: flex-start; /* keeps text aligned from top */
            height: 100%; /* stretch to equal height */
          }

        /* initial hidden state */
        .service {
        opacity: 0;
        transform: translateY(40px);
        transition: all 0.6s ease-out;
        }

        /* animate in when scrolled */
        .service.show {
        opacity: 1;
        transform: translateY(0);
        }
                /* Tablet */
                @media (max-width: 1124px) {
                    .services {
                    grid-template-columns: repeat(2, 1fr);
                    }
                }
                
                /* Mobile */
                @media (max-width: 640px) {
                    .services {
                    grid-template-columns: 1fr;  /* single box per row */
                    }
                }

                /* ==== Split section (namespaced to avoid conflicts) ==== */
        .insure-split{
            width:100%;
            display:grid;
            grid-template-columns: 1fr 1fr;
            min-height: 80vh;
            box-sizing:border-box;
        }
        
        .insure-split__media{
            position:relative;
            background-position:center;
            background-size:cover;
            background-repeat:no-repeat;
            min-height: 60vh; /* ensures height if text side becomes short */
        }
        .insure-split__media::after{
            content:"";
            position:absolute; inset:0;
            background: linear-gradient(180deg, rgba(0,0,0,.12), rgba(0,0,0,.12));
            pointer-events:none;
        }
        
        .insure-split__content{
            display:flex;
            align-items:center;
            justify-content:center;
            padding: clamp(1.25rem, 4vw, 4rem);
            text-align:center;
            background-color: #051f45;
        }
        .insure-split__inner{ max-width: 46rem; margin-inline:auto; }
        
        .insure-split__eyebrow{
            letter-spacing:.15em;
            text-transform:uppercase;
            font-weight:600;
            color:white;
            margin-bottom:.75rem;
            font-size:.8rem;
        }
        .insure-split__title{
            font-size: clamp(2rem, 4vw, 3.25rem);
            line-height:1.15;
            margin:0 0 1rem;
            color:white;
        }
        .insure-split__lead{
            color:white;
            font-size: clamp(1rem, 1.5vw, 1.15rem);
            line-height:1.7;
            margin:0 auto;
            max-width:48ch;
        }
        
        /* Reveal animation */
        .reveal{ opacity:0; transform: translateY(32px); transition: opacity .6s ease-out, transform .6s ease-out; }
        .reveal.show{ opacity:1; transform:none; }
        
        /* Responsive: stack on mobile, show image first */
        @media (max-width: 980px){
            .insure-split{ grid-template-columns: 1fr; }
            .insure-split__media{ order:-1; min-height: 45vh; }
            .insure-split__content{ padding: 2rem 1.25rem 3rem; }
        }
        
        /* Respect users who prefer reduced motion */
        @media (prefers-reduced-motion: reduce){
            .reveal{ transition:none; opacity:1; transform:none; }
        }
        
        .reviews{
            max-width: 820px;
            margin: clamp(2rem,5vw,5rem) auto;
            padding: 0 1rem;
            text-align:center;
          }
          
          .reviews__header .title{
            font-size: clamp(1.8rem,3vw,2.4rem);
            margin-bottom:.5rem;
          }
          .reviews__header .subtitle{
            color:#667387;
            margin:0 auto 2rem;
            max-width: 60ch;
          }
          
          /* Slider */
          .reviews__slider{
            position:relative;
            overflow:hidden;         /* viewport */
            border-radius:16px;
            box-shadow:0 10px 30px rgba(0,0,0,.06);
            background:#fff;
          }
          
          /* Track that we translate */
          .reviews__track{
            display:flex;
            transition: transform .5s ease-in-out;
            will-change: transform;
          }
          
          /* Each slide takes full viewport width */
          .review-card{
            min-width:100%;
            padding:2rem;
            display:flex;            /* keeps author at bottom */
            flex-direction:column;
            justify-content:space-between;
            text-align:left;
          }
          .review-card .quote{
            font-style:italic;
            line-height:1.6;
            color:#0f1a2b;
          }
          .review-card .author{
            margin-top:1rem;
            font-weight:600;
            color:#051f45;
          }
          
          /* Side arrows */
          .reviews__arrow{
            position:absolute;
            top:50%;
            transform:translateY(-50%);
            width:44px; height:44px;
            display:grid; place-items:center;
            border:none; cursor:pointer;
            border-radius:50%;
            background:rgba(0,0,0,.35);
            color:#fff;
            font-size:20px;
            transition: background .2s ease, transform .2s ease;
            user-select:none;
          }
          .reviews__arrow.prev{ left:10px; }
          .reviews__arrow.next{ right:10px; }
          .reviews__arrow:hover{ background:rgba(0,0,0,.5); transform:translateY(-50%) scale(1.05); }
          .reviews__arrow:active{ transform:translateY(-50%) scale(0.97); }
          
          /* Reveal animation for header */
          .reveal{ opacity:0; transform: translateY(28px); transition: opacity .6s ease-out, transform .6s ease-out }
          .reveal.show{ opacity:1; transform:none }
          
          /* Responsive spacing inside slides */
          @media (max-width:560px){
            .review-card{ padding:1.25rem; }
          }
          
        /* About Us Section */
        .about-hero{
            position:relative;
            min-height:60vh;
            display:grid;
            place-items:center;
            text-align:center;
            overflow:hidden;
            margin-bottom:3rem;
        }
        .about-hero__media{
            position:absolute; inset:0;
            filter:saturate(.95);
        }
        .about-hero__overlay{ position:absolute; inset:0; background:rgba(0,0,0,.35); }
        .about-hero__grid{
            position: absolute;
            inset: 0;
            background-image: url("./images/Team.png");
            background-size: 80px 80px;
            opacity: .7;
            background-position: center;
            background-size: cover;
            background-repeat: no-repeat;
        }
        .about-hero__content{ position:relative; padding:6rem 1.25rem }
        .about-hero__title{ color:#fff; font-size: clamp(2.2rem, 4.6vw, 4rem); margin:.25rem 0 }
        .about-hero__lead{ color:#e9eef6; max-width: 62ch; margin:0 auto; font-size: clamp(1rem,1.6vw,1.2rem) }
        
        .about-split{
            display:grid;
            grid-template-columns: 1fr 1fr;
            gap:2rem;
            align-items:center;
            max-width:1200px;
            margin:3rem auto;
            padding: 0 1rem;
        }
        .about-split__media{
            min-height: 360px;
            border-radius: 18px;
            background:url("./images/aboutus.png") center/cover no-repeat;
            box-shadow: 0 20px 60px rgba(0,0,0,.12);
        }
        .eyebrow{ color:#051f45; text-transform:uppercase; letter-spacing:.18em; font-weight:700; font-size:.8rem }
        .title{ font-size: clamp(1.6rem,3.2vw,2.2rem); margin:.5rem 0 1rem }
        .text{ color:#667387; line-height:1.7; margin:0 0 1rem }
        .bullets{ list-style:none; padding:0; margin:0 }
        .bullets li{ padding-left:1.25rem; position:relative; margin:.4rem 0 }
        .bullets li::before{ content:""; width:8px; height:8px; border-radius:50%; background:#051f45; position:absolute; left:0; top:.6rem }
        
        .about-values{ max-width:1200px; margin:0 auto 3rem; padding: 0 1rem }
        .center{text-align:center}
        .values-grid{ display:grid; gap:1.2rem; margin-top:1.2rem; grid-template-columns: repeat(auto-fit, minmax(250px,1fr)); }
        .value-card{ background:#fff; border-radius:16px; padding:1.25rem; box-shadow:0 10px 30px rgba(0,0,0,.06); text-align:left }
        .value-card .icon{ font-size:1.6rem; margin-bottom:.4rem; color:#051f45 }
        .value-card h3{ margin:.25rem 0 .4rem }
        .value-card p{ color:#667387; margin:0 }
        
        .about-cta{ padding:3rem 1rem; background:#f7f8fb }
        .about-cta__box{ max-width: 900px; margin:0 auto; text-align:center; background:#fff; border-radius:18px; padding:2rem; box-shadow:0 16px 40px rgba(0,0,0,.08); }
        .about-cta .btn{ display:inline-block; margin-top:.8rem; background:#051f45; color:#fff; text-decoration:none; padding:.9rem 1.3rem; border-radius:999px; font-weight:700; }
        
        /* Reveal Animations */
        .reveal{ opacity:0; transform: translateY(28px); transition: opacity .6s ease-out, transform .6s ease-out }
        .reveal.show{ opacity:1; transform:none }
        
        /* Responsive */
        @media (max-width: 992px){
            .about-split{ grid-template-columns: 1fr; }
            .about-split__media{ order:-1 }
        }
        

/* Back to Top Button */
#backToTop {
    position: fixed;
    bottom: 20px;
    right: 20px;
    width: 48px;
    height: 48px;
    border: none;
    border-radius: 50%;
    background: #051f45;
    color: #fff;
    font-size: 20px;
    cursor: pointer;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease, transform 0.3s ease;
    box-shadow: 0 4px 10px rgba(0,0,0,0.2);
    z-index: 999;
  }
  
  #backToTop.show {
    opacity: 1;
    pointer-events: auto;
  }
  
  #backToTop:hover {
    transform: scale(1.1);
  }

.content{
    max-width: 820px;
    margin: clamp(2rem, 5vw, 5rem) auto;
    padding: 0 1rem;
    margin-top: 100px;
}

h2{
    color: var(--brand);
}

.mobile-menu.active{ transform: translateX(0); }

/* optional: tighten spacing on short screens */
@media (max-height: 600px){
  .mobile-nav-links li{ margin: 1rem 0; }
}

.footerOtherText{
    text-align: center;
}

.footer::before,
.footer::after {
  pointer-events: none;   /* allow clicks to pass through */
}

  .footerOtherText a,
  .footerOtherText a:visited,
  .footerOtherText a:hover,
  .footerOtherText a:active {
    color: white;
    text-decoration: none; /* optional: removes underline */
  }